Terms of Service

Last Updated: April 17, 2026

By accessing and using Calcota (calcota.com), you agree to be bound by these Terms of Service. If you do not agree with any part of these terms, please do not use our website.

Use of Our Services

Calcota provides free online financial calculators for informational and educational purposes only. Our calculators are designed to provide estimates and should not be considered as professional financial advice.

Disclaimer

The calculations provided by our tools are based on standard financial formulas and the inputs you provide. While we strive for accuracy, we make no warranties or representations regarding the accuracy, completeness, or reliability of any calculations. Always consult a qualified financial advisor before making important financial decisions.

Intellectual Property

All content on Calcota, including text, graphics, logos, and software, is the property of Calcota and is protected by copyright and intellectual property laws. You may not reproduce, distribute, or create derivative works without our prior written consent.

Limitation of Liability

Calcota shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from the use or inability to use our calculators or website. This includes, but is not limited to, damages for loss of profits, data, or other intangible losses.

Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the content, privacy policies, or practices of these external sites.

Modifications

We reserve the right to modify these Terms of Service at any time. Changes will be effective immediately upon posting on this page. Your continued use of the website constitutes acceptance of the modified terms.

Contact

For questions about these Terms, contact us at [email protected].